Why do you happen to be alive on this lush little planet with its warm sun and coconut trees? And at just the right time in the history of the universe? The surface of the molten earth has cooled, but it’s not too cold. And it’s not too hot; the sun hasn’t expanded enough to melt the Earth’s surface with its searing gas yet.
Even setting aside the issue of being here and now, the probability of random physical laws and events leading to this point is less than 1 out of 100,000,000,000,000,000, 000,000,000,000,000,000,000,000,000,000,000, equivalent to winning every lottery there ever was.